Our car insurance rates comparison service, brings Texas consumers and insurance companies together in one place.
Price quotes are available for all Texas cities for liability, collision, comprehensive and all other coverage requirements.
Texas financial responsibility laws require prove that the minimum requirements for car insurance coverage is met. Owners and drivers are responsible for proving that a policy be in force that adequately covers them in the event of an accident.
Texas state law currently requires:
1. Minimum bodily liability limits of $25,000 per injured person up to a total of $50,000 per accident
2. Property damage liability coverage with a minimum limit of $25,000.
(Insurance companies often list this as 25/50/25 coverage. While these are the minimum levels of coverage allowed by the state, it is wise to choose a higher amount of coverage to protect yourself against higher accident costs.)
While it may not be pleasant to think about, considering the worst case scenario is an effective way to purchase the correct auto insurance amounts. If you cause an accident and your liability limits are less than what it takes to cover the other driver’s costs, you may face a lawsuit to cover the difference. This is why it is crucial to examine your financial situation and make sure you are protected in the event of an accident. Even if you are not at fault in the accident, you are required to prove that you meet the minimum requirements, so make sure you choose adequate coverage.
To get your free Texas auto insurance rate quote, just use the form at the top of the page. We make it easy to get quality car insurance at an affordable rate. Get your free Texas auto insurance rate quote now!
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