Discount checklist

Having a good driving record:

Policyholders who have not had an accident or a moving violation for a set number of years are often eligible for further discounts. The car insurance discount varies from insurer to insurer.

Being a good student:

Insurance companies consider honor students to be more responsible drivers. They often give a discount for good grades to students that you have added on your policy.

Taking a defensive driver’s course:

Policy holders who voluntarily take a defensive driver’s course are often eligible for a discount on their insurance. If the defensive driving course was required because of traffic violations, however, a discount is usually not given.

Having low mileage:

Some insurance companies give discounts to drivers who drive below the average number of miles per year than others drive.

Carpooling to work:

Those who carpool use their cars less often. Some insurers see this as a lower risk and therefore offer a discount.

Having good credit:

Car insurance companies are beginning to base their rates on credit scores. Keeping your credit score as good as                                            it can be may get you a better rate.

"This is the third time I've used this service and they have come through again with a whopping big saving on my car insurance policy.  When I start comparing companies, I know I am going to save a lot of money."

Billy Piko

Detroit

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