COMMON QUESTIONS ABOUT CAR INSURANCE
You take a lot of chances as a driver. You may be in an accident or have your car vandalized or stolen. car insurance is available to protect you from the potentially huge costs associated with these risks.
Replacing just the bumper on a typical car can cost over $300. Medical treatment for injuries resulting from an accident could add hundreds, or even thousands of dollars to the bill. And statistics show that one out of every five young drivers will have an accident each year.
But the extent of protection you get depends on the type and amount of auto insurance you buy, so there are several things you should know BEFORE you shop around...
Q. Do I have to buy car insurance?
A. In most states the answer is yes. Almost every state requires you to have auto liability insurance before you can legally drive a car. All states, however, have financial responsibility laws. This means that either you must purchase a minimum amount of liability insurance or prove that you have set aside enough money to pay for the damage you may cause in an accident.
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Aaron Pleegue
Detroit, MI
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